7 Things you must Check Before Buying A Home In CDA
Before you fall in love with a home, make sure you’re ready for it — financially and emotionally. Once you’ve decided it’s the right time to buy, keep an eye on these seven important areas.
1. Roof Condition
You probably won’t climb up and inspect the roof yourself during a showing — but don’t ignore it. Replacing a roof can cost thousands of dollars, so it’s worth asking a few key questions:
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How old is the roof?
Asphalt shingles usually last about 20 years. Metal or tile roofs can last much longer. Compare the roof’s age to its expected lifespan. -
Has it been inspected recently?
Some sellers have a roof certification letter showing an estimated remaining lifespan. -
Are there visible signs of damage?
Look for missing or curling shingles from the ground. Inside the home, check ceilings for yellow or brown stains — those can signal leaks.
If you’re unsure, consider a separate roof inspection. A general home inspection doesn’t always include a thorough roof check.
2. HVAC System
Heating and cooling systems are expensive to replace, so you want to know they’re working properly.
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Ask how old the system is.
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Check whether there are maintenance records.
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During the showing, test both heat and air conditioning.
Most HVAC systems last 10–25 years. If it’s under 10 years old and in good shape, you’re likely fine. If not, factor replacement costs into your decision.
3. Plumbing
Plumbing issues can be costly and messy. Pay attention to:
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Sewer lines:
If the home is older and there’s no recent sewer inspection, it’s wise to get one. -
Toilets, sinks, tubs and showers:
Flush toilets. Turn faucets on and off. Look under sinks for leaks. Make sure hot water actually gets hot. -
Water heater:
Most last 10–15 years. Check the installation date if possible. Rust or strange noises could signal problems.
4. Water Damage and Mold
Water issues can lead to structural damage and mold.
Watch for:
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Musty smells
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Stains on ceilings or walls
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Warped flooring
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Damp basement areas
Mold removal can be expensive, and it’s a health concern. If you suspect water damage, have your inspector assess it and identify the source.
5. Noise Levels
A quiet showing doesn’t guarantee a quiet life.
Consider:
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Proximity to busy roads
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Nearby train tracks or airports
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Loud neighbors or barking dogs
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Shared walls in condos or townhomes
If possible, visit at different times of day to get a realistic sense of the noise.
6. Foundation and Exterior
Foundation repairs can be expensive, so look carefully.
Red flags include:
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Large cracks in walls or ceilings
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Gaps above doors and windows
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Sloping floors
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Bowing basement walls
Some minor settling is normal. A qualified inspector can help you determine what’s serious and what’s not.
7. Working Appliances and Electrical
If appliances are included, test them:
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Refrigerator
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Dishwasher
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Washer and dryer
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Microwave
Also check electrical outlets. Bring a phone charger and plug it in. If outlets don’t work, it may signal larger electrical issues.
Major Red Flags to Watch For
Be cautious if you notice:
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An aging or damaged roof
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HVAC system over 10 years old with visible wear
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Plumbing problems or sewer issues
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Water damage or mold
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Loud neighborhood noise
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Foundation cracks or structural movement
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Broken appliances
These don’t always mean “walk away,” but they should trigger deeper inspection and possible negotiation.
One Big Mistake to Avoid
Even if the house looks perfect, don’t buy more than you can afford.
A safe guideline:
Your monthly payment on a 15-year fixed mortgage should be no more than 25% of your take-home pay. That includes taxes, insurance, HOA fees and PMI.
If the numbers stretch you too thin, it’s not the right house — no matter how nice it looks. A home should support your life, not create financial stress.
Buying a house is one of the biggest financial decisions you’ll make. Take your time, ask the right questions, and make sure both the property and the payment fit your life.
